Cleanup following a severe storm is important, but it’s critical to keep in mind that it can also be dangerous. Be aware of some potential problem areas:
Gas leaks: Broken or ruptured gas lines not only release toxic fumes into the air but pose a fire/explosive hazard. Downed power lines: If the lines are live, coming in contact with them could be fatal, or at the least could result in electrical burns Slippery footing from wet or muddy areas
Most storm damage clean-up is best left to a professional, but there are steps that you can take on your own, provided that you are cautious. These include gathering personal possessions strewn about your property and covering easily-reachable damaged areas. If the ground is wet or muddy, or if you have downed tree branches, leave the ladder-climbing to an experienced pro.
Of course, if your home has sustained storm damage, especially that which has exposed the interior, timely repair and clean-up is crucial. The first call you should make is to your insurance company’s claim center. Some companies have a 24-hour emergency helpline. Then before you disturb anything, take pictures and detailed notes regarding the damage. If you’ve lost personal items, make a list of those as well. If you have receipts related to the purchase of those items, gather those to provide to your insurer. Don’t bother with trying to assess structural damage to your home – a professional adjuster sent by your insurance company will handle that.
Severe damage to your home may mean that it is not livable. This would also include loss of water or power. Check your insurance policy – it should cover food and lodging expenses, or even a rental dwelling if you are going to be out of your home for some time while the repairs are being made.
The last thing to keep in mind is that while your insurance company may suggest a contractor to do the repair work, you do not have to hire the company they recommend. Your adjuster will give you figure the insurance company will pay, and then you have the liberty to retain your own storm damage repair professional. You should be aware that when a severe storm such as a tornado, hailstorm, or high wind storm hits an area, repair companies descend immediately, looking for work. Before you hire a contractor, ask for proof of insurance, contractor’s license, and references. When a home as been damaged, it can be a stressful and emotional time, so take a deep breath and do your homework before signing any repair contract or paying any money out.
A reliable, reputable contractor who is experienced in storm damage repair is often able to work directly with your insurance adjuster, relieving you of some of the stress and helping to insure that you receive all of the compensation you’re entitled to. If you have questions about repairing storm damage, contact Iron River Construction at 952-442-1762. Serving the Minneapolis metro area and greater Minnesota.
