Don’t ask a roofer to waive your deductible.
- If you let me put a sign in your yard, I’ll give you $100+ cash.
- I will waive your deductible.
- I will upgrade your shingles for free.
What do all these statements have in common? They’re all illegal in Minnesota, and they all put that contractor’s license in jeopardy. They are also considered insurance fraud. Unfortunately, this has gone on for years, and homeowners now expect a free roof.
THERE ARE NO FREE ROOFS.
Everything has a cost, whether it’s obvious or not.
- Any contractor that’s willing to waive your deductible, is willing to lose his license. If he is willing to lose the key to his livelihood, what else is he willing to cut corners on?
- If the roofer goes out of business, who is going to warranty your roof if it leaks? Who can you hold accountable?
- Insurance companies NEVER overpay on a claim. There’s not $1,000 (or more) of fluff in there. Is it labor or materials or both that are getting compromised?
- How are you going to explain that for the price of your deductible, you were more than willing to commit insurance fraud?